Personal Insurance
Cover options for vehicles, homes, pets, trailers and the other things you rely on every day.
Your car, your home and the things you take on weekends away all carry their own risks. A policy that looks fine on paper can still leave you short when a claim comes in, usually because of a condition nobody explained.
- Car and motorcycle insurance
- Classic and collectible cars
- Extreme 4x4 lifestyle
- Trailer insurance
- Watercraft and caravan insurance
- Home insurance
Business & Commercial Insurance
Cover for business property, equipment, stock, vehicles, liability and business interruption.
No two businesses carry the same risk. A workshop worries about machinery breakdown. A retailer worries about stock and theft. A service company may be most exposed through liability or a long stretch of downtime.
- Buildings and contents
- Stock
- Electronic equipment
- Glass
- Theft
- Money
Logistics & Cargo Insurance
Cover for goods in transit, trucking, trailers, warehouses and the risks that come with moving freight.
Freight claims are where policy wording gets tested hardest. Load shift, a reefer set to the wrong temperature, a hijacking on an unapproved route. Each one turns on a condition in the schedule.
- All-risk goods in transit
- Trucking and trailer insurance
- Carrier's liability
- Warehouse insurance
- Spillage and debris removal
- Load shift extension
Specialist Insurance
Solutions for engineering, education, hospitality, agriculture, churches, film and entertainment.
Some risks do not fit a standard policy. A church hall hired out on weekends. A guest house with six rooms and a pool. A film crew renting equipment for a two week shoot. A farm with livestock, vehicles and seasonal workers.
- Engineering contractors and plant all-risk
- Churches
- Education
- Hospitality and bed-and-breakfast establishments
- Sectional title properties
- Film and entertainment
Not sure where to start?
Tell us what you need to protect and we will point you to the right cover.